body {
	background: #FFFFFF url(../images/layout/body.gif) repeat-x;
	
	font-family: verdana, arial, sans-serif;
	font-size: 12px;
	text-align: center;
	
	margin: 0px;
	padding: 0px;
}

a {
	text-decoration: none;
	color: #0000FF;
}

a:active, a:hover {
	text-decoration: underline;
	color: #000000;
}

p:first-child {
	margin-top: 0px;
}

#container {
	background: #FFFFFF;
	width: 785px;
	margin: 0 auto;
}

#header {
	background: url(../images/layout/header.gif) no-repeat;
	height: 100px;
	width: 785px;
}

#header h1 {
	margin: 0px;
	padding: 0px;
	text-indent: -9999px;
	display: inline;
	float: left;
}

#header h1 a {
	display: block;
	width: 475px;
	height: 85px;
	
	position: relative;
	left: 18px;
	top: 8px;
}

#header .phone {
	background: url(../images/layout/contact_us.gif) no-repeat;
	text-indent: -9999px;
	display: inline;
	height: 100px;
	width: 215px;
	float: right;
}

#menu {
	background: url(../images/layout/menu.gif) no-repeat;
	height: 26px;
	width: 785px;
	padding: 0px;
}

#menu ul {
	list-style: none;
	margin: 0 10px;
	padding: 0px;	
}

#menu ul li {
	float: left;
	display: inline;
	position: relative;
}

#menu ul li a {
	padding: 5px 10px 6px 10px;
	text-decoration: none;	
	display: inline;
	float: left;
	
	font-weight: bold;
	color: #0054A6;
}

#menu ul li a:active, #menu ul li a:hover {
	background: #538DC3 url(../images/layout/menu_hover.gif) repeat-x;
	padding-top: 6px;
	color: #001B60;
}

#menu ul li a.current, #menu ul li a:hover.current {
	background: #FFFFFF url(../images/layout/menu_current.gif) repeat-x;
	padding-bottom: 7px;
	color: #000000;
}

#menu ul li a:hover.current {
	color: #000000;
	padding-top: 5px;
}

#services {
	background: #7FA9D2 url(../images/layout/services.jpg) no-repeat;
	width: 765px;
	height: 151px;
	padding: 0px 10px;
	text-align: left;
	
	position: relative;
}

#services dl, #services dt, #services dd {
	margin: 0px;
	padding: 0px;
}

#services dl {
	background: url(../images/layout/services_icons_grey.gif) no-repeat;
	width: 85px;
	height: 150px;
	display: block;
	line-height: 48px;
}

#services dt {
		position: relative;
	font-weight: bold;
	display: block;
	width: 44px;
	left: 22px;
}

#services dt a {
	width: 44px;
	display: block;
	text-indent: -9999px;
}

#services dt#pensions a:hover, #services dt#pensions a.current { background: url(../images/layout/services_pensions.gif) no-repeat; }
#services dt#investments a:hover, #services dt#investments a.current { background: url(../images/layout/services_investments.gif) no-repeat 11px 10px; }
#services dt#inheritance a:hover, #services dt#inheritance a.current { background: url(../images/layout/services_inheritance.gif) no-repeat 2px 10px; }

#services dt#pensions { top: 7px; }
#services dt#pensions a { height: 42px; }

#services dt#investments { top: 6px !important; top: 0px; }
#services dt#investments a { height: 48px; }

#services dt#inheritance { top: 5px !important; top: -1px; }
#services dt#inheritance a { height: 50px; }

#services dd {
	background: #DFE9F4;
	line-height: 15px;
	height: 105px;
	width: 210px;	
	
	display: none;
	position: absolute;
	left: 105px;
	top: 25px;
}

#services dd.current { display: block; }
#services dt:hover + dd { display: block; }

#services dd strong {
	display: block;
	font-weight: bold;
	margin-bottom: 10px;
}

#services_text {
	background: url(../images/layout/services_text.gif) no-repeat;
	padding: 25px 11px;	
	width: 208px;
	height: 90px;	
	
	position: absolute;
	margin-left: 85px;
	left: 10px;
	display: inline;
	float: left;
}

#services_text strong {
	margin-bottom: 10px;
	display: block;
}

#services_text a { text-decoration: underline; }

#content_top {
	background: url(../images/layout/content_top.gif) no-repeat;
	width: 785px;
	height: 100px;
}

#content_main {
	background: url(../images/layout/content_tile.gif) repeat-y 0px 100px;
	width: 745px;
	height: auto;
	
	padding: 0px 20px;
	text-align: left;
}

#body {
	font-family: arial, verdana, serif;
	padding: 15px 20px 0px 20px;	
	position: relative;
	top: -93px;	
}

#body .title {
	_position: absolute;
	_top: 5px;
}

#body p { margin-bottom: 0px; }
body#home #body p { margin-bottom: 0px; padding-bottom: 15px; }

#home_right {
	margin: 35px 0px 40px 20px;
	_margin-top: -15px;
	_margin-bottom: 100px; 
	border: 1px solid #564436;
	background: #FFF7EB url(../images/layout/certlogos_sm.gif) no-repeat 15px 15px;
	display: inline;
	padding: 20px;
	padding-top: 84px;
	padding-bottom: 0px;
	float: right;
	width: 180px;
}

#footer {
	background: #000000 url(../images/layout/footer.gif) no-repeat;
	width: 745px;
	height: 67px;
	clear: both;
	
	color: #BBBBBB;
	padding: 9px 20px;
	margin-bottom: 10px;
	font-size: 1em;
	text-align: left;
}

#footer .phone, #footer .address {
	float: left;
	display: inline;
	margin-right: 30px;
}

#footer .address span, #footer .phone span {
	margin-right: 10px;
	display: block;
	height: 60px;
	float: left;
	clear: both;
}

#legal {
	background: #FFFFFF url(../images/layout/legallogos.gif) no-repeat 94% 15px;
	padding: 0px 15px 20px;
	
	text-align: left;
	/*
	font-size: .85em;
	color: #808080;
	*/
}

#legal a { color: #000; text-decoration: none; }

.title {
	font-family: verdana, arial, serif;
	font-weight: bold;
	font-size: 1.25em;
	color: #0054A6;
}

.title a {
	color: #0054A6;
}

.ulspaced li {
	margin-bottom: 15px;
}

.disclaimer {
	font-style: italic;
	color: #C00;
}

.right { float: right; display: inline; }
.left { float: left; display: inline; }
.small { font-size: .75em; }
.grey { color: #505050; }
.red { color: #CC0000; }
.clear { clear: both; }